Commercial
Payment
Network
In a less trusting world, trust CPN
The Commercial Payment Network (CPN) is a private, high-value, peer-to-peer commercial payment network that gives global enterprises a faster, safer, and more intelligent way to move money.
Real-time settlement, programmable policies, and full visibility—across currencies, rails, counterparties, and even your own subsidiaries.
Why CPN
Today’s corporate payments are slow, expensive, and fragmented. Manual reconciliation and exceptions drive up costs. Corporates hold unproductive cash buffers because they can’t see their true positions, and they operate across multiple systems. With increased geopolitical, regulatory and payment network risk corporates need a proven and safe platform to reduce counterparty risk, increase payment certainty and lower cost.
Payment Modernization Strategy
Transform your payment systems for the digital age
Risk & Compliance
Comprehensive risk management and regulatory compliance expertise
Team Integration
Seamless collaboration with your existing teams to ensure successful execution
Technology Implementation
Deep technical expertise in payment systems and infrastructure
Capacity Building
Knowledge transfer and team development to sustain long-term success
Cost Optimization
Cost-effective strategies for quality implementation
CPN Member Value
Exclusivity
Know your network, control the flow, lower your costs.
One View
Global liquidity dashboard across all banks, currencies, and entities.
Security & Resilience
Enterprise-grade controls, automated compliance, and network-wide governance.
Speed & Predictability
Real-time settlement with programmable cut-offs.
Lower Cost
Optimize across wires, RTP, and tokenized deposits
Full Control
Decide who can pay, how much, and on which rail.
Operational Efficiency
Fewer platforms, less reconciliation, less manual work and more simple workflows – reducing reconciliation costs by up to 70% and releasing working capital currently locked in buffers.
Codified in the Network
CPN’s scheme rules are a legal framework and are built directly into its enterprise-grade ledger, ensuring consistent enforcement, transparency, and trust—without the volatility or risks of consumer crypto systems.
Futureproofing
Join a network that delivers innovation—digital assets, stablecoins, tokenized deposits, and real-world assets—only once they meet enterprise standards of security and risk management.
Intercompany Simplified
Settle subsidiary-to-subsidiary flows instantly with built-in reconciliation and audit trails.
Real-Time Financial Data
Access accurate, real-time
financial information for reporting
Seamless Integration
API integration with ERP,
treasury, and accounting systems.
Automated Payments
Programmable payments
streamline audits and improve accuracy.
Streamlined Global Accounting
Facilitates smoother international transactions and financial management.
Why CPN?
Why now is the perfect time for CPN
Traditional legacy infrastructure is struggling to meet the demands of a digital and distributed corporate world.
Outdated Legacy Systems
Current financial systems are not
equipped to handle the needs of modern,
digital businesses.
Efficiency Gains
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Technology Adoption
Modern payment technologies havecrossed the innovation chasm, gainingacceptance from mainstreaminstitutional players, including banks.
Market Trends
Broad trends such as faster settlement, stronger independence,, and a rising interest in national competitiveness are driving the need for innovation.
About Us
We are a payment network that builds an exclusive and trusted walled payment garden where members can trust their counter parties, lower their compliance and payment risk, increase their efficiency and harden their payment operations.
Started by former Financial Market Infrastructure leaders, the CPN is designed to operate as a ‘Systemically Important System’ as defined by the Bank of International Settlement, making it as safe and secure as Swift or any other global example of safety and soundness.
Contact us
We’d love to hear from you. Whether you’re curious about our technology, interested in a partnership, or ready to transform your financial operations, our team is here to help.
- info@commercialpaymentnetwork.com